Advice to Avoid

What makes you financially unique?

and how does knowing this help you design a sound financial life plan?

What makes you unique. Penguins. Paul Claireaux

What makes you financially unique?

and how does knowing this help you design a sound financial life plan?

This is the second of two Insights on the many ways that each of us is unique – and why your understanding of this is key to planning your money.

How many ways are you unique?

And why is this the key to planning your money?

How many ways are you unique. Clean. Paul Claireaux

How many ways are you unique?

And why is this the key to planning your money?

When we recognise we’re unique, we stop wasting time looking for ready-made financial plans – from bloggers, influencers or the money pages of the Press. Instead, we focus on designing what we need – a plan for our unique circumstances and financial life goals. We are unique in many ways, as we’ll see, but we…

Do you really need a coach?

and are they worth paying for?

IDEAL work. IKIGAI. Paul Claireaux.

Do you really need a coach?

and are they worth paying for?

I quite like this ‘IDEAL’ work concept – but it’s a high bar to reach – and we need to take care not to beat ourselves up when we’re not in that central zone – which is likely to be much of the time. Also be aware that this Venn diagram is often wrongly used…

Is your mood being manipulated?

To get you spending *all* your money today?

Jenny Shoo

Is your mood being manipulated?

To get you spending *all* your money today?

In this extract from Chapter 1 of my book, ‘Who misleads YOU about money?’ we’ll learn how we’re tricked into spending all our money today. This matters because the result is our failure to save for our big, long term financial life goals – for ourselves and our loved ones.

Why you need to beware of goal obsession

and how it could literally kill you

Aircraft into storm

Why you need to beware of goal obsession

and how it could literally kill you

If you’re planning to travel by aeroplane again (at some time in the future!) you’ll be pleased to know that pilots are trained to avoid goal obsession. In this short Insight, I want to explore why you need to avoid goal obsession too – and why you need to be extra ‘wary’ of those around…

What is the the true cost of a pension?

and why might it be LESS than 'some' experts tell you?

Cappuccino Pension

What is the the true cost of a pension?

and why might it be LESS than 'some' experts tell you?

Warning: This is a six-year-old post that I will update at some point with new State Pension numbers. The broad messages, however, remain valid.  So, what is the true cost of a pension? It sounds like a simple question, doesn’t it? But it’s seemingly impossible for some financial journalists to get to the bottom of it….

Rhino Ron on expensive pensions

and why they don't have to be

Pension too costly 1

Rhino Ron on expensive pensions

and why they don't have to be

Rhino Ron is a bad adviser, who’s dimwitted and charges too much. Here he explains just one reason why pension quotations are often so ridiculously high.

Pages:12