How do YOU split the bar bill?
Whatever you do - don't try this!
17th May 2025
How do YOU split the bar bill?
Whatever you do - don't try this!
17th May 2025In this classic funny story, we learn the limits of (so-called) progressive tax systems.

In this classic funny story, we learn the limits of (so-called) progressive tax systems.

I quite like this ‘IDEAL’ work concept – but it’s a high bar to reach – and we need to take care not to beat ourselves up when we’re not in that central zone – which is likely to be much of the time. Also be aware that this Venn diagram is often wrongly used…

In this extract from Chapter 1 of my book, ‘Who misleads YOU about money?’ we’ll learn how we’re tricked into spending all our money today. This matters because the result is our failure to save for our big, long term financial life goals – for ourselves and our loved ones.

If you plan to continue working for several years but are thinking about changing direction, this Insight is for you.

I came to the conclusion, many years ago, that we should listen harder to quiet folk. And here I’d like to explain why.

If you’re planning to travel by aeroplane again (at some time in the future!) you’ll be pleased to know that pilots are trained to avoid goal obsession. In this short Insight, I want to explore why you need to avoid goal obsession too – and why you need to be extra ‘wary’ of those around…

Updated following the tragic recent death of ‘day trader’ Alex Kearns. This Insight is aimed at helping anyone (like my fictional character Joe, in the story below) to understand the real and horrendous risks of spread betting before it’s too late. Please share with your friends.

Warning: This is a six-year-old post that I will update at some point with new State Pension numbers. The broad messages, however, remain valid. So, what is the true cost of a pension? It sounds like a simple question, doesn’t it? But it’s seemingly impossible for some financial journalists to get to the bottom of it….

Rhino Ron is a bad adviser, who’s dimwitted and charges too much. Here he explains just one reason why pension quotations are often so ridiculously high.