This is the second of two Insights on the many ways that each of us is unique – and why your understanding of this is key to planning your money.
When we recognise we’re unique, we stop wasting time looking for ready-made financial plans – from bloggers, influencers or the money pages of the Press. Instead, we focus on designing what we need – a plan for our unique circumstances and financial life goals. We are unique in many ways, as we’ll see, but we…
I quite like this ‘IDEAL’ work concept – but it’s a high bar to reach – and we need to take care not to beat ourselves up when we’re not in that central zone – which is likely to be much of the time. Also be aware that this Venn diagram is often wrongly used…
In this extract from Chapter 1 of my book, ‘Who misleads YOU about money?’ we’ll learn how we’re tricked into spending all our money today. This matters because the result is our failure to save for our big, long term financial life goals – for ourselves and our loved ones.
If you plan to continue working for several years but are thinking about changing direction, this Insight is for you.
I came to the conclusion, many years ago, that we should listen harder to quiet folk. And here I’d like to explain why.
If you’re planning to travel by aeroplane again (at some time in the future!) you’ll be pleased to know that pilots are trained to avoid goal obsession. In this short Insight, I want to explore why you need to avoid goal obsession too – and why you need to be extra ‘wary’ of those around…
Warning: This is a six-year-old post that I will update at some point with new State Pension numbers. The broad messages, however, remain valid. So, what is the true cost of a pension? It sounds like a simple question, doesn’t it? But it’s seemingly impossible for some financial journalists to get to the bottom of it….
Rhino Ron is a bad adviser, who’s dimwitted and charges too much. Here he explains just one reason why pension quotations are often so ridiculously high.