Smarter Investment Ideas

The cappuccino savings plan

And the remarkable story of compound returns

£50,000 for a cappuccino a day

The cappuccino savings plan

And the remarkable story of compound returns

Hey, have you heard about my cappuccino savings idea? No, well how would you like to . . . Build a fund of £50,000 (or more) for the price of a coffee each day? Well the chances are that you can. Take a look at this incredibly simple chart. It’s one of the most important…

Should you invest in bitcoin?

Or are you too late?

Bitcoin Buy Buy or Bye Bye

Should you invest in bitcoin?

Or are you too late?

In early December 2017, a friend of mine asked me if he should invest in bitcoin? And, at that time, I wrote the first draft of this article. Since early December the price of Bitcoin doubled to close in on $20,000 . . . . . . and then, in just 6 days, it fell by half…

How to overcome fear

without trying to avoid it

Mark Twain on Fear

How to overcome fear

without trying to avoid it

If you google ‘How to overcome fear?’ you’ll find c. 30 million results ! And that’s a lot of stuff to read 😉 But what’s interesting is that there are twice as many ‘Google results’  – yes c.60 million – on the question of ‘How to avoid fear?’ So, when you get fearful about certain matters…

It’s OK to miss the best days

So you can ignore that misleading nonsense

Lies, damned lies and statistics

It’s OK to miss the best days

So you can ignore that misleading nonsense

If you’ve not yet heard the ‘missing the best days’ story – and even if you have . . . . . . I think we need to look at it again  – and expose it for the nonsense that it is. Because sooner or later someone is going to try to mislead you with…

Why house prices will probably fall

Unless earnings rise a lot

House price crash

Why house prices will probably fall

Unless earnings rise a lot

I realise that this message (that house prices will probably fall) will not be welcomed by a lot of homeowners – and I’m sorry about that. But this site is about education and, from time to time, the facts about asset prices (houses or shares) don’t make for easy reading. That said, I think younger…

The idea that crises only occur once in a generation . . .

. . . is simply not true.

Generation gap

The idea that crises only occur once in a generation . . .

. . . is simply not true.

You may have heard some experts say that . . . the banking crisis (of 2008-09) was the last in a generation Indeed, I’ve heard one financial adviser /educator use exactly that phrase as part of his ‘investment training’ series. So I’d suggest that you don’t take that bit of his course too seriously!

Bubbles, Bubbles everywhere

but not everyone believes they exist

bubbles everywhere

Bubbles, Bubbles everywhere

but not everyone believes they exist

Hey guys, I’ve been updating this warning note for many months now. If you’ve not seen it before – please read it carefully before you talk to your usual financial adviser. And please be especially wary of financial advisers / wealth managers (or bloggers) who tell you to ‘relax’ and ignore the markets. That sort…

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