Smarter Investment Ideas

Dumb and DALBAR

Beware the reports that don't add up

Dumb and DALBAR

Beware the reports that don't add up

This site is about bringing you the best ‘Insights’  – to make better decisions about your money. So, I spend a lot of time exposing the lies that you’ll find elsewhere. And sadly, there are a lot of people who mislead you about money . . . In this Insight, I’ll expose the problems with…

How safe are your bonds now?

With interest rates on the floor

Safe

How safe are your bonds now?

With interest rates on the floor

Many advisers will tell you that ‘bonds’ are the ‘safer’ part of your investment portfolio. “Your bonds will protect your funds if the riskier part (your shares) crash in value” is what they say. But that’s only right some of the time. Read on to find out how safe bonds are now – with interest…

How we cause disasters

By trying to avoid them all the time

Forest Fires

How we cause disasters

By trying to avoid them all the time

We’ve had some powerful reminders this week that big ‘natural’ disasters are completely beyond our control. Both Hurricane Irma and the (less well covered) Earthquake in Mexico prove just how powerless we are as natural disasters unfold. At best we can prepare to pick up the pieces after the disaster has passed. There are however other…

When will interest rates go up?

Inflation and Interest rates

When will interest rates go up?

When will interest rates go up? This is surely the biggest financial question on everyone’s mind. Whether you’re saving for a deposit on a home or you already have one with a big mortgage attached, or you’re nearing retirement and concerned about annuity rates. You’ll want to have a view about this. A lot of the…

Why house prices will probably fall

Unless earnings rise a lot

House price crash

Why house prices will probably fall

Unless earnings rise a lot

I realise that this message (that house prices will probably fall) will not be welcomed by a lot of homeowners. And I’m really sorry about that. But this site is about education. And, from time to time, the facts about asset prices (houses or shares) don’t make for easy reading. That said, I think younger…

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