Smarter Investment Ideas

Why house prices will probably fall

Unless earnings rise a lot

House price crash

Why house prices will probably fall

Unless earnings rise a lot

I realise that this message (that house prices will probably fall) will not be welcomed by a lot of homeowners – and I’m sorry about that. But this site is about education and, from time to time, the facts about asset prices (houses or shares) don’t make for easy reading. That said, I think younger…

The idea that crises only occur once in a generation . . .

. . . is simply not true.

Generation gap

The idea that crises only occur once in a generation . . .

. . . is simply not true.

You may have heard some experts say that . . . the banking crisis (of 2008-09) was the last in a generation Indeed, I’ve heard one financial adviser /educator use exactly that phrase as part of his ‘investment training’ series. So I’d suggest that you don’t take that bit of his course too seriously!

Bubbles, Bubbles everywhere

but not everyone believes they exist

bubbles everywhere

Bubbles, Bubbles everywhere

but not everyone believes they exist

Hey guys, I’ve been updating this warning note for many months now. If you’ve not seen it before – please read it carefully before you talk to your usual financial adviser. And please be especially wary of financial advisers / wealth managers (or bloggers) who tell you to ‘relax’ and ignore the markets. That sort…

It’s OK to miss the best days

Because that story is misleading nonsense

Lies, damned lies and statistics

It’s OK to miss the best days

Because that story is misleading nonsense

If you’ve not yet heard the ‘missing the best days’ story – and even if you have . . . . . . I think we need to look at it again  – and expose it for the nonsense that it is. Before someone tries to mislead you with it. I obtained this image (the…

How to turn £2,400 into £20,000 with simple financial magic

And without taking any silly investment risks

Financial magic

How to turn £2,400 into £20,000 with simple financial magic

And without taking any silly investment risks

How would you like to learn some real financial magic? Well, this might be one of the most magical money ideas you’ll ever see. But, before you read on, I must warn you . . . the key idea here might not help you personally. It all depends on your circumstances. That said, if you…

The Nobel name dropping game

Name dropper game

The Nobel name dropping game

Working inside the Financial Services industry for 25 years (and observing it from the outside for another five) I guess I’ve seen most of what goes on there. I know what good (and fair priced) financial products – and financial advisers – look like. And some of those financial advisers are really good at their job….

Should you invest in bitcoin?

Or are you too late?

Bitcoin Lock in

Should you invest in bitcoin?

Or are you too late?

In early December 2017, a friend of mine asked me if he should invest in bitcoin? And at that time, I wrote the first draft of this article. Since then, the price of Bitcoin doubled and then, in just 6 days, it fell by half of it’s recent peak price. And now, it’s about back to where it was…

CAPE of good hope

A powerful tool for investors to value markets

Cape of good hope

CAPE of good hope

A powerful tool for investors to value markets

So yes, this is the CAPE of good hope. And I was lucky enough to get down there in 2016 to visit my son who was completing his medical studies in Cape Town Hospital.  If you get the chance, do visit Cape Town. It’s an amazing place with wonderful wines and scenery. And their currency has…

Don’t worry be happy

How's that for investment advice!

Don't worry be happy

Don’t worry be happy

How's that for investment advice!

“Don’t worry be happy” is a cheery little song. But for goodness sake, let’s not confuse it – as some ‘market fanatic’ investment promoters do – with being great investment advice. That, it is not.

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