Insights

House price crash

Why house prices will probably fall

I realise that this message (that house prices will probably fall) will not be welcomed by a lot of homeowners – and I’m sorry about that. But this site is about education and, from time to time, the facts about asset prices (houses or shares) don’t make for easy reading. That said, I think younger…

The idea that crises only occur once in a generation . . .

Generation gap

The idea that crises only occur once in a generation . . .

You may have heard some experts say that . . . the banking crisis (of 2008-09) was the last in a generation Indeed, I’ve heard one financial adviser /educator use exactly that phrase as part of his ‘investment training’ series. So I’d suggest that you don’t take that bit of his course too seriously!

Bubbles, Bubbles everywhere

bubbles everywhere

Bubbles, Bubbles everywhere

Hey guys, I’ve been updating this warning note for many months now. If you’ve not seen it before – please read it carefully before you talk to your usual financial adviser. And please be especially wary of financial advisers / wealth managers (or bloggers) who tell you to ‘relax’ and ignore the markets. That sort…

It’s OK to miss the best days

Lies, damned lies and statistics

It’s OK to miss the best days

If you’ve not yet heard the ‘missing the best days’ story – and even if you have . . . . . . I think we need to look at it again  – and expose it for the nonsense that it is. Before someone tries to mislead you with it. I obtained this image (the…

Why some advisers ignore big market risks

Mark Twain

Why some advisers ignore big market risks

Here’s one reason why there’s so much bad investment advice around – even from professionals.

How to turn £2,400 into £20,000 with simple financial magic

Financial magic

How to turn £2,400 into £20,000 with simple financial magic

How would you like to learn some real financial magic? Well, this might be one of the most magical money ideas you’ll ever see. But, before you read on, I must warn you . . . the key idea here might not help you personally. It all depends on your circumstances. That said, if you…