Insights

Overspending and overeating

Over eating or over spending

Overspending and overeating

Overspending is often the result of a similar behavioural trap to overeating. And with a lot of our goals, we often follow one step backwards, with two more – in the same direction! In this short Insight, we’ll look at an amazing example of this behavioural trap and consider how we can overcome it.

It’s OK to miss the best days

Three kinds of lies, Disraeli

It’s OK to miss the best days

If you follow the money pages of any newspaper, you cannot have missed the ‘missing the best days’ story. But what they won’t tell you is that this story is … complete and utter nonsense. So, let’s expose it for the grossly misleading rubbish that it is – before you base any of your investment decisions on it….

The Nobel name dropping game

Modern portfolio theory

The Nobel name dropping game

Working inside the Financial Services industry for 25 years (and observing it from the outside for another five) I guess I’ve seen most of what goes on there. I know what good (and fair priced) financial products – and financial advisers – look like. And some of those advisers are really good at their job. But…

Two Nobel prize winners

Two Nobel Prize winners

Two Nobel prize winners

Some financial advisers promote their investment service as ‘robust’ because it’s based on the ideas of a particular Nobel Prize-winning economist. The trouble is that they don’t tell you about the ideas of the other Nobel Prize winner of the same year 😉

How do house prices look now

UK Home Prices Feb update

How do house prices look now

With UK home prices having fallen (on both the Halifax and Nationwide indices) recently … it’s a good time for a fresh look at price prospects. For thoughts on USA house prices go to this page Or to see if RENTING really is ‘money down the drain’  see here Here I want to ask if UK…

US House prices now

USA Home Prices

US House prices now

It’s often said, in the USA, that Janet Yellen didn’t have any appetite for pricking bubbles  – or upsetting pr_cks – before her departure as the head of the US Federal Reserve. And whilst Jerome Powell (the new head of the Fed) seems happy enough to upset Trump (not difficult) … and has been raising interest rates for…