Advice to Avoid

Why I get IRATE

and why you should too

Why I get IRATE

Why I get IRATE

and why you should too

People often ask me, “What does IRATE stand for?” And that’s no surprise, given that my business is called IRATE Investment and my new and growing Facebook Group is called IRATE wealth-builders. Indeed, very soon we’ll re-brand this website as IRATE Wealth builders too. So, what’s so great about the word IRATE? Well, believe it or not this…

How to overcome fear

without trying to avoid it

Mark Twain on Fear

How to overcome fear

without trying to avoid it

If you google ‘How to overcome fear?’ you’ll find c. 30 million results ! And that’s a lot of stuff to read 😉 But what’s interesting is that there are twice as many ‘Google results’  – yes c.60 million – on the question of ‘How to avoid fear?’ So, when you get fearful about certain matters…

It’s OK to miss the best days

So you can ignore that misleading nonsense

Lies, damned lies and statistics

It’s OK to miss the best days

So you can ignore that misleading nonsense

If you’ve not yet heard the ‘missing the best days’ story – and even if you have . . . . . . I think we need to look at it again  – and expose it for the nonsense that it is. Because sooner or later someone is going to try to mislead you with…

The idea that crises only occur once in a generation . . .

. . . is simply not true.

Generation gap

The idea that crises only occur once in a generation . . .

. . . is simply not true.

You may have heard some experts say that . . . the banking crisis (of 2008-09) was the last in a generation Indeed, I’ve heard one financial adviser /educator use exactly that phrase as part of his ‘investment training’ series. So I’d suggest that you don’t take that bit of his course too seriously!

Bubbles, Bubbles everywhere

but not everyone believes they exist

bubbles everywhere

Bubbles, Bubbles everywhere

but not everyone believes they exist

Hey guys, I’ve been updating this warning note for many months now. If you’ve not seen it before – please read it carefully before you talk to your usual financial adviser. And please be especially wary of financial advisers / wealth managers (or bloggers) who tell you to ‘relax’ and ignore the markets. That sort…

10 money matters to master

If you want to have more control

GP Doctor

10 money matters to master

If you want to have more control

This is my second Insight on how to approach your financial planning. Here, in this quite chunky post – I’ve outlined ALL 10 of the big financial ‘areas’ of your life – that you may need to address. You might want to check which of these need your immediate attention.

The Nobel name dropping game

Name dropper game

The Nobel name dropping game

Working inside the Financial Services industry for 25 years (and observing it from the outside for another five) I guess I’ve seen most of what goes on there. I know what good (and fair priced) financial products – and financial advisers – look like. And some of those financial advisers are really good at their job….

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