So, are you being overcharged by this sort of character on your pension or investment plans? He (or she) is a Rhino you see … a thick-skinned salesperson who charges a lot 😊 And you might be shocked when you see how their charges add up!
Working inside the Financial Services industry for 25 years (and observing it from the outside for another five) I guess I’ve seen most of what goes on there. I know what good (and fair priced) financial products – and financial advisers – look like. And some of those advisers are really good at their job. But…
To buy – or not to buy (and rent) that is the question! Whether ’tis nobler in the mind to suffer the slings and arrows of outrageous house price growth … … OK, sorry, got carried away there. The truth is that buying a property is one of the biggest financial decisions we will ever…
As an employer, you know that financial education is one of the most valuable gifts you can make to your staff. But what sort of education will they value most? And who would they want to provide it?
To achieve more, of whatever we strive for, it sure helps if we’re feeling good about it. And yet we can’t feel good all the time – so how do we deal with that?
So, why do I get IRATE and why might you want to too? Well, in a nutshell, because once you’ve got IRATE, you’ll know how to plan your financial life and help your loved ones do the same.
The red line chart below is the financial sales person’s favourite chart about stock-market investing. Let’s see why it’s most likely NO use to you at all.
You may have heard some financial ‘experts’ say that . . . the banking crisis (of 2008-09) was the last in a generation Indeed, I’ve even seen that phrase used in an investment training series. So if you’ve signed up for training watch out for that – and don’t take it seriously!