Smarter Pension Ideas

Why RISK really matters in retirement

So you need to be doubly careful with your money at this stage

Older couple in car

Why RISK really matters in retirement

So you need to be doubly careful with your money at this stage

This updated extract about investment risk is from my first book, ‘Who can you trust about money?’ (2013) It also appeared in Investor’s Chronicle in 2014. See here Since that time, a lot of stock markets around the world have climbed to historical highs (on a valuation basis) so it’s right to revisit the issue…

Should we increase tax rates?

Should we increase tax rates?

So, should we increase tax rates? Well I guess your answer might depend on what rate you pay today. And whether you’re one of those hard working middle Britons – and trying to raise a family whilst suffering tax at over 70% on every extra pound you earn! Oh yes, this is what really goes…

Self employed solace

Self employed solace

The government (rightly) backed down on this change – after I’d written this article. But I’m leaving it here because I suspect that this change, or something similar, will occur after the next election.

What is the true cost of a pension

Well, it could be a LOT less than 'some' experts tell you

Which story about pensions would you rather read

What is the true cost of a pension

Well, it could be a LOT less than 'some' experts tell you

So what is the true cost of a pension? It sounds like a simple question eh? But it’s seemingly impossible for some financial journalists to get to the bottom of it – as I summarised in this short video So, in this essential Insight we’ll see how the Press can mislead us about pensions – and put…

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