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Six ways to get your retirement plan on track

Part 4 of the Rough Guide to Retirement

15th October 2026 On Track. Paul Claireaux.

Six ways to get your retirement plan on track

Part 4 of the Rough Guide to Retirement

15th October 2026

This is the fourth and final Insight in our Rough Guide to Retirement. In the first three Insights, we covered: If you’ve not read those earlier Insights, start there. In this Insight, we’ll assume you’re following this series and have now drawn up a picture of your future income slices. Perhaps you’ve been pleasantly surprised…

How to plan your retirement income on one sheet of paper

Part 3 of the Rough Guide to Retirement

15th October 2026 How to plan on one sheet of paper. Paul Claireaux

How to plan your retirement income on one sheet of paper

Part 3 of the Rough Guide to Retirement

15th October 2026

This is the third Insight in our four-part ‘Rough Guide to Retirement’. If you’ve not read the first two parts, start there. Alternatively, if you’re following this series closely — to learn how to sketch out your own retirement income picture — you’ll be making good progress by now. By the end of Insight #2,…

How much retirement income is enough?

Part 2 of The Rough Guide to Retirement: How much income will you want when you stop work?

15th October 2026

How much retirement income is enough?

Part 2 of The Rough Guide to Retirement: How much income will you want when you stop work?

15th October 2026

This is the second of four Insights in our ‘Rough Guide to Retirement’. In the first Insight, we looked at why having a rough plan beats having no plan or relying on ‘Rule of Thumb’ shortcuts, which can mislead you and discourage you from saving at all. Start there if you’ve not read that first…

The rough guide to retirement

Part 1 of 4 - why a rough plan beats no plan at all!

15th October 2026 Fill the gap. Paul Claireaux

The rough guide to retirement

Part 1 of 4 - why a rough plan beats no plan at all!

15th October 2026

It’s not easy to design a sound plan to have enough money to stop working (or slow down) in the future. And you should be wary of anyone who tells you it is. As with most complex life challenges, many will tell you to avoid the hard work and instead rely on their simple, common-sense…

Four retirement planning rules of thumb that mislead you

And a ‘rough’ guide to retirement that actually works.

15th October 2026 Four rules of thumb that mislead you. Paul Claireaux

Four retirement planning rules of thumb that mislead you

And a ‘rough’ guide to retirement that actually works.

15th October 2026

If you ask ten people how they plan to have enough money to stop or slow down from work, you’ll probably get several blank stares and a few tentative ‘Rules of Thumb’—which don’t actually work! How many people know whether they’ll have enough? The blank stares are well documented. When the Department for Work and…

What is the the true cost of a pension?

and why might it be LESS than 'some' experts tell you?

12th October 2020 Cappuccino Pension

What is the the true cost of a pension?

and why might it be LESS than 'some' experts tell you?

12th October 2020

Warning: This is a six-year-old post that I will update at some point with new State Pension numbers. The broad messages, however, remain valid.  So, what is the true cost of a pension? It sounds like a simple question, doesn’t it? But it’s seemingly impossible for some financial journalists to get to the bottom of it….