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Smarter Pension Ideas

Why RISK really matters in retirement

So you need to be doubly careful with your money at this stage

20th January 2018 Older couple in car

Why RISK really matters in retirement

So you need to be doubly careful with your money at this stage

20th January 2018
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This updated extract about investment risk is from my first book, ‘Who can you trust about money?’ (2013) It also appeared in Investor’s Chronicle in 2014. See here Since that time, a lot of stock markets around the world have climbed to historical highs (on a valuation basis) so it’s right to revisit the issue…

7 reasons you won’t plan your money (1)

Part 1 You think that pensions are impossibly expensive

20th July 2017 Pensions horribly expensive

7 reasons you won’t plan your money (1)

Part 1 You think that pensions are impossibly expensive

20th July 2017
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In this new series of Insights, we’re going to explore all the reasons why you might not want to plan your money. And we’ll find ways to help you overcome these blocks – by making this planning easy and fun when you’re ready to tackle it 😊

Should we increase tax rates?

17th May 2017

Should we increase tax rates?

17th May 2017
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So, should we increase tax rates? Well I guess your answer might depend on what rate you pay today. And whether you’re one of those hard working middle Britons – and trying to raise a family whilst suffering tax at over 70% on every extra pound you earn! Oh yes, this is what really goes…

Self employed solace

12th March 2017

Self employed solace

12th March 2017
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The government (rightly) backed down on this change – after I’d written this article. But I’m leaving it here because I suspect that this change, or something similar, will occur after the next election.

What is the true cost of a pension

Well, it could be a LOT less than 'some' experts tell you

16th August 2016 Which story about pensions would you rather read

What is the true cost of a pension

Well, it could be a LOT less than 'some' experts tell you

16th August 2016
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So what is the true cost of a pension? It sounds like a simple question eh? But it’s seemingly impossible for some financial journalists to get to the bottom of it – as I summarised in this short video So, in this essential Insight we’ll see how the Press can mislead us about pensions – and put…

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