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Advice to Avoid

The first two factors to consider when investing.

that you must never forget.

4th April 2025 The first two factors to consider when investing. Paul Claireaux

The first two factors to consider when investing.

that you must never forget.

4th April 2025

A 5 to 10-minute read, depending on your speed In this second (of three) Insights, you’ll learn about the first two of four factors to consider when deciding what level of investment risk to take – on each of your financial life goals. These Insights are written to help all (new, recent and experienced) investors…

The two most important factors to consider when investing

that you must never forget.

4th April 2025 Two most important factors for investing. Paul Claireaux

The two most important factors to consider when investing

that you must never forget.

4th April 2025

(a 7 to 10-minute read, depending on your speed) In this final (of three) Insights, you’ll learn the two most important factors to consider – when trying to decide what level of investment risk to take – on each of your financial life goals. These Insights are written to help all (new, recent and experienced)…

Is your mood being manipulated?

To get you spending *all* your money today?

12th January 2025 Jenny Shoo

Is your mood being manipulated?

To get you spending *all* your money today?

12th January 2025

In this extract from Chapter 1 of my book, ‘Who misleads YOU about money?’ we’ll learn how we’re tricked into spending all our money today. This matters because the result is our failure to save for our big, long term financial life goals – for ourselves and our loved ones.

Why you need to beware of goal obsession

and how it could literally kill you

12th October 2020 Aircraft into storm

Why you need to beware of goal obsession

and how it could literally kill you

12th October 2020

If you’re planning to travel by aeroplane again (at some time in the future!) you’ll be pleased to know that pilots are trained to avoid goal obsession. In this short Insight, I want to explore why you need to avoid goal obsession too – and why you need to be extra ‘wary’ of those around…

Can you help (spread betting) Joe?

Or any of your friends from getting sucked into this hideous gambling activity?

12th October 2020 Joe and Naomi

Can you help (spread betting) Joe?

Or any of your friends from getting sucked into this hideous gambling activity?

12th October 2020

Updated following the tragic recent death of ‘day trader’ Alex Kearns. This Insight is aimed at helping anyone (like my fictional character Joe, in the story below) to understand the real and horrendous risks of spread betting before it’s too late. Please share with your friends.

What is the the true cost of a pension?

and why might it be LESS than 'some' experts tell you?

12th October 2020 Cappuccino Pension

What is the the true cost of a pension?

and why might it be LESS than 'some' experts tell you?

12th October 2020

Warning: This is a four-year-old post which I need to update, esp. with new State Pension numbers. The broad messages, however, remain valid.  So, what is the true cost of a pension? It sounds like a simple question, doesn’t it? But it’s seemingly impossible for some financial journalists to get to the bottom of it – as…

Rhino Ron on expensive pensions

and why they don't have to be

19th March 2019 Pension too costly 1

Rhino Ron on expensive pensions

and why they don't have to be

19th March 2019

Rhino Ron is a bad adviser, who’s dimwitted and charges too much. Here he explains just one reason why pension quotations are often so ridiculously high.

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