Posts Tagged ‘wealth’

What is the true cost of a pension?

and why might it be LESS than 'some' experts tell you?

Cappuccino Pension. Paul Claireaux

What is the true cost of a pension?

and why might it be LESS than 'some' experts tell you?

So what is the true cost of a pension? It sounds like a simple question doesn’t it? But it’s seemingly impossible for some financial journalists to get to the bottom of it – as I summarised in this video So, let’s see how the Press and others might, inadvertently, mislead us about pensions, and if this might…

Are you being overcharged?

on your pension and investment plans?

The overcharging Rhino

Are you being overcharged?

on your pension and investment plans?

So, are you being overcharged by this sort of character on your pension or investment plans? The Rhino is a thick-skinned salesperson who charges a lot 😊 and you might be shocked to see how their charges add up!

Why most managers take bigger risks with your money, than you’d expect.

The story of Tony Dye

Tony Dye. Bulls and Bears. Paul Claireaux

Why most managers take bigger risks with your money, than you’d expect.

The story of Tony Dye

In this extract from chapter 5 of my book ‘Who misleads you about money?’ I explore the story of Tony Dye to help you understand why most fund and wealth managers will always take bigger risks with your money than you might reasonably expect. Dye was the chief investment officer at Philips and Drew when…

The Nobel name dropping game

depends on which name you drop

Modern Portfolio Theory. Paul Claireaux

The Nobel name dropping game

depends on which name you drop

Working inside the Financial Services industry for 25 years, and observing it from the outside for another ten, I guess I’ve seen a lot of what goes on. I know what good (and fair priced) financial products, and financial advisers, look like, and many of those advisers are really good at their job. However, they’re…

Financial Secrets for thirty somethings

Part 1. The questions about money we all share

Financial Secrets for thirty somethings

Financial Secrets for thirty somethings

Part 1. The questions about money we all share

A while back (January 2018) a young lady, Niamh, posted a question about financial planning on LinkedIn, and it went viral! Yes, incredibly, within just a few days her post attracted many thousands of likes and over 1,000 comments! Which is really odd when you think about it because most people would say that personal…

How much Investment risk is right for you?

on each of your financial life goals

Four Factors to decide on risk

How much Investment risk is right for you?

on each of your financial life goals

Whether you’re an existing investor or just starting out, you might be confused by all the ‘mumbo jumbo’ jargon about investment risk. Well, don’t worry, most people, including some advisers, are confused about this stuff too, and for good reason, as you’ll find out here.

It’s OK to miss the best days

So you can ignore that misleading nonsense

Lies, damned lies and Statistics. Disraeli. lies. Paul Claireaux

It’s OK to miss the best days

So you can ignore that misleading nonsense

If you follow the money pages of any newspaper, you cannot have missed the ‘missing the best days’ story. But what they won’t tell you is that this story is … well… complete and utter nonsense. So, let’s expose it for the grossly misleading rubbish that it is – before you base any of your investment decisions…

How to overcome fear

without trying to avoid it

Fear of freefall

How to overcome fear

without trying to avoid it

If you google ‘How to overcome fear?’ you’ll find c. 250 million results… and that’s quite a lot of stuff to read 😉 What’s interesting though, is that there are three times as many Google results (750 million) on the question of ‘How to avoid fear?’ So, when you get fearful about certain matters, as…

This crazy way of charging for advice

is stopping most people getting the advice they need

Crazy way of charging. Paul Claireaux

This crazy way of charging for advice

is stopping most people getting the advice they need

Whether you’re rich, or of more modest means, this Insight is for you. It’s a reasonably long read (5 to 12 minutes depending on your reading speed) but I think you’ll find it worth your time. Get to grips with this issue and you could save yourself hundreds, thousands or even tens of thousands of…

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