Insights

Dumb and DALBAR

Getting IRATE

Dumb and DALBAR

This site is about bringing you the best ‘Insights’  – to make better decisions about your money. So, I spend a lot of time exposing the lies that you’ll find elsewhere. And sadly, there are a lot of people who mislead you about money . . . In this Insight, I’ll expose the problems with…

How safe are your bonds now?

Safe

How safe are your bonds now?

Many advisers will tell you that ‘bonds’ are the ‘safer’ part of your investment portfolio. “Your bonds will protect your funds if the riskier part (your shares) crash in value” is what they say. But that’s only right some of the time. Read on to find out how safe bonds are now – with interest…

This is the last thing you need

Financial products are the last thing you need

This is the last thing you need

The video (above) will tell you why, in a nutshell, financial products are the last thing you need – to plan YOUR financial life. And here, we’ll explore what you need to put first.

How safe is YOUR money in the bank?

Bank queue

How safe is YOUR money in the bank?

So, how safe is your money in the bank? Ten years ago, this week, there were queues of people outside branches of Northern Rock Bank. People who were desperate to get their money out because they feared that the bank was insolvent.

Life lessons from a Lobster

Lobster life

Life lessons from a Lobster

Seriously . . . a lesson in life from a lobster? Well yes, just listen to this wonderful story on responding to stress from Rabbi Dr. Abraham Twerski

How we cause disasters

Forest Fires

How we cause disasters

We’ve had some powerful reminders this week that big ‘natural’ disasters are completely beyond our control. Both Hurricane Irma and the (less well covered) Earthquake in Mexico prove just how powerless we are as natural disasters unfold. At best we can prepare to pick up the pieces after the disaster has passed. There are however other…