The video (above) will tell you why, in a nutshell, financial products are the last thing you need – to plan YOUR financial life. And here, we’ll explore what you need to put first.
So, can you really trust the markets? This is one of the most important questions for investors. So, it’s worth taking some time to explore.
“Don’t worry be happy” is a cheery little song. But for goodness sake, let’s not confuse it – as some ‘market fanatic’ investment promoters do – with being great investment advice. That, it is not.
You may have heard some financial ‘experts’ say that . . . the banking crisis (of 2008-09) was the last in a generation Indeed, I’ve even seen that phrase used in an investment training series. So if you’ve signed up for training watch out for that – and don’t take it seriously!
Many advisers will tell you that ‘bonds’ are the ‘safer’ part of your investment portfolio. “Your bonds will protect your funds if the riskier part (your shares) crash in value” is what they say. But that’s only right some of the time. Read on to find out how safe bonds are now – with interest…
When will interest rates go up? This is surely the biggest financial question on everyone’s mind. Whether you’re saving for a deposit on a home or you already have one with a big mortgage attached, or you’re nearing retirement and concerned about annuity rates. You’ll want to have a view about this. A lot of the…
Some investment “experts” will tell you that there’s no point paying a fund manager to manage your money. You don’t need them to pick the shares, or sectors or countries to invest in, they say, All you need to do is buy the whole world stock market with some index tracking funds. So… are they…
Okay, so what’s the best investment advice you’ll ever get? Simply this. Ignore all specific investment recommendations you read in books, newspapers and online blogs. Regardless of how ‘reputable’ the writer appears to be. Their ‘recommendations’ cannot possibly be tailored to your particular circumstances.
I’ve recently been talking to some young Doctors who are likely to head off to find work down under.
Open letter to the Financial Conduct Authority To whom it may concern, In addition to ‘spread betting’ I have been tracking the grossly misleading promotional activity around property investing for several years now. I first wrote about this issue in my book, “Who can you trust about money” which I published in late 2013. But this…