When we recognise we’re unique, we stop wasting time looking for ready-made financial plans – from bloggers, influencers or the money pages of the Press. Instead, we focus on designing what we need – a plan for our unique circumstances and financial life goals. We are unique in many ways, as we’ll see, but we…
I quite like this ‘IDEAL’ work concept – but it’s a high bar to reach – and we need to take care not to beat ourselves up when we’re not in that central zone – which is likely to be much of the time. Also be aware that this Venn diagram is often wrongly used…
Whether it’s on New Year’s eve, or any other day of the year, not everyone likes to set goals – and they’re not always necessary either! So, let’s take a balanced look at the pros and cons of having goals.
If you plan to continue working for several years but are thinking about changing direction, this Insight is for you.
Warning: This is a four-year-old post which I need to update, esp. with new State Pension numbers. The broad messages, however, remain valid. So, what is the true cost of a pension? It sounds like a simple question, doesn’t it? But it’s seemingly impossible for some financial journalists to get to the bottom of it – as…
Hello there! This guide is for you – if you own a financial advice business and feel you could use some help in designing your future work life. If you already have thoughts about what work you’ll do (or you don’t plan to work) after selling your business, this guide could help you confirm or…
Hello! This is the third of four posts designed to help you explore your motivations for selling your business – and help you design a good future work life. There are many complex factors to consider when selling a business – and at Melo we can guide you through those when you’re ready to start….
Hello! This is the last of four posts in our series, which aims to help you explore your motivations for selling your business and offer ideas for planning your future work life.