How financial education helps you
and could possibly save you a fortune in fees
Are you open to thought experiments and new ideas?
Ideas that could save you – or earn you – many thousands of pounds?
If so, read on … because this one’s for you.
Imagine you’re going on a road trip
Think for a moment that you’re sat at home, one miserably wet and cold day, and you’re dreaming of going on a road trip.
Imagine yourself, as free as a bird, and on top of the world as you cruise through the mountains with the wind in your face in your open top car.
But then consider how you’d feel if you had two problems with your dream in that:
- You didn’t have a car and
- You didn’t know how to drive!
Stick with me on this … it’s worth it, I promise 🙂
Now picture yourself having enjoyed your dream so much that you decided to head off to have a look at your perfect car.
So, you cadged a lift from a friend and went to have a look at some sports cars – at your favourite car showroom.
And those cars looked good, really good, as they always do.
And they felt and smelt and sounded good too …
… until, of course, you looked at the prices.
Cost – it’s always the problem
It turned out that you were going to need £25,000, just to get a basic model of the car you wanted.
And you knew that you had no chance of raising that sort of money.
So, you consoled yourself by repeating what your dad had told you about this car buying game.
Advice that he gave you every time you mentioned this dream.
‘You do realise, he’d say . . . ‘that buying a car is just an entry ticket to a very expensive party.
‘Once you factor in depreciation and maintenance and insurance and tax and fuel etc . . . this thing is going to cost you £3,000 a year – or more – just to keep on the road’
‘And remember – that’s each and every year’
So, you apologised to the car sales guy, for wasting his time, and feeling defeated once more, headed for the exit.
‘Hang on a minute’
But just as you were leaving, the sales guy called out to you.
‘Hang on a minute’, he said, ‘ have you met Paul?’
‘Who’s Paul?’, you asked.
‘Well, he’s a driving instructor’ said the sales guy.
‘And he’s the best.
In fact, he’s written the book on the subject …
… you did say that you needed to learn to drive, first right?’
‘Oh Yes’, you say, ‘but I can’t afford the car so what’s the point?’
‘Well,’ whispered the sales guy … ‘don’t tell my boss that I told you this, but if you learn to drive with Paul, he can help you work out whether you need to buy a car at all.’
‘You see, it might be better for you to rent one – for that dream road trip of yours.’
‘Oh,’ you say, ‘that’s a thought …’
‘And what’s more,’ said the sales guy, ‘If you decide, later on, that you still want to have your OWN car … he might even show you how to find and negotiate with a dealer to buy one for £12,000’
‘and he’ll likely show you how to cut your annual running costs in half as well’
Now imagine that!
You wouldn’t believe what you’d heard, would you?
So, you’d ask the sales guy to repeat it – which he would – and you’d say …
‘What? … How on earth can THAT be possible?’
‘Well, that’s just the way it works in our business’, said the sales guy.
Then you wake up
OK. So, that was a dream about buying dream Cars.
And of course those sorts of MAD SAVINGS in costs are simply not available when you buy a car.
Yes, you can cut deals and shave a few percentage points off the price of a car but you won’t halve the price.
However … this is exactly how the market for financial planning works.
It’s a very opaque market you see, and adviser charges (and the quality of advice) vary a lot – and you don’t always get what you pay for either 🙁
How do I know?
Because I’ve worked in the Financial Services industry for 25 years – and observed it closely for another 7.
And this is exactly how I help people.
I’m Paul and I am that driving instructor 😉
… but fear not … I do not sell cars – or financial products!
I simply teach you (or groups of people) how to drive plan your money – for the long term.
And yes, I’ve written an acclaimed book on this too 🙂
So, if after my training, you think that you need a financial product, well, I can show you how to go about buying those things – at a much lower price than you’ll get by trying to sort this out all by yourself.
Chances are you’ll save hundreds if not thousands of pounds in fees with my help (most people do)
Don’t get misled OR overcharged
Money matters can be complicated and a little scary at times.
And, if you talk to the wrong person, you’ll get misled or overcharged … or both!
Most people I talk to, want to know how to navigate this minefield.
And if you do too, you can learn more about my coaching and educational work here
I can show you HOW to take charge of your money. And, how to map out your own plan for financial freedom – in a single day.
So, at the very least you’ll gain some incredibly valuable knowledge and skills – to benefit you (and your family) throughout your lives…
… because these skills are ‘evergreen’ – and they simply don’t change with changes in interest rates or movements in the stock market.
Oh, and of course, there’s no risk to you of wasting your money either.
I wouldn’t want you to do that, would I 😉
So, I give a money back guarantee on all my work.
Keep on dreaming
Dreams are important but on their own, that’s all they are – dreams.
So, if not with me, just be sure to get some solid guidance on how to plan your money for the long term …
… and achieve more of what really matters to you.
All the best for now
Click here – for more ideas – straight to your inbox – and an outline of my ‘5 Steps for planning your Financial Freedom’
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