The red line chart below is the financial sales person’s favourite chart about stock-market investing. Let’s see why it’s most likely NO use to you at all.
I realise that this message (that house prices will probably fall) will not be welcomed by a lot of homeowners – and I’m sorry about that. But this site is about education and, from time to time, the facts about asset prices (houses or shares) don’t make for easy reading. That said, I think younger…
You may have heard some financial ‘experts’ say that . . . the banking crisis (of 2008-09) was the last in a generation Indeed, I’ve even seen that phrase used in an investment training series. So if you’ve signed up for training watch out for that – and don’t take it seriously!
Many advisers will tell you that ‘bonds’ are the ‘safer’ part of your investment portfolio. “Your bonds will protect your funds if the riskier part (your shares) crash in value” is what they say. But that’s only right some of the time. Read on to find out how safe bonds are now – with interest…
So, how safe is your money in the bank? Ten years ago, this week, there were queues of people outside branches of Northern Rock Bank. People who were desperate to get their money out because they feared that the bank was insolvent.
We’ve had some powerful reminders this week that big ‘natural’ disasters are completely beyond our control. Both Hurricane Irma and the (less well covered) Earthquake in Mexico prove just how powerless we are as natural disasters unfold. At best we can prepare to pick up the pieces after the disaster has passed. There are however other…
When will interest rates go up? This is surely the biggest financial question on everyone’s mind. Whether you’re saving for a deposit on a home or you already have one with a big mortgage attached, or you’re nearing retirement and concerned about annuity rates. You’ll want to have a view about this. A lot of the…
Buy to let ( BTL) property investing has long been seen by many people as the best way to invest for an income in old age. But is that right now? Let’s see what’s going on.
Some investment “experts” will tell you that there’s no point paying a fund manager to manage your money. You don’t need them to pick the shares, or sectors or countries to invest in, they say, All you need to do is buy the whole world stock market with some index tracking funds. So… are they…
It’s very hot outside today. So, let’s stay in the cool and check if stock-markets might be overheated now too. And let’s use one of the most powerful tools you’ll find.