Many advisers will tell you that ‘bonds’ are the ‘safer’ part of your investment portfolio. “Your bonds will protect your funds if the riskier part (your shares) crash in value” is what they say. But that’s only right some of the time. Read on to find out how safe bonds are now – with interest…
So, how safe is your money in the bank? Ten years ago, this week, there were queues of people outside branches of Northern Rock Bank. People who were desperate to get their money out because they feared that the bank was insolvent.
We’ve had some powerful reminders this week that big ‘natural’ disasters are completely beyond our control. Both Hurricane Irma and the (less well covered) Earthquake in Mexico prove just how powerless we are as natural disasters unfold. At best we can prepare to pick up the pieces after the disaster has passed. There are however other…
When will interest rates go up? This is surely the biggest financial question on everyone’s mind. Whether you’re saving for a deposit on a home or you already have one with a big mortgage attached, or you’re nearing retirement and concerned about annuity rates. You’ll want to have a view about this. A lot of the…
When an ‘expert’ tells you what investment return to ‘expect’ for the future just remember this one certainty . . .
If your adviser uses the term efficient frontier when talking to you about your investments – you need to read this.
If you’re looking for some smarter investment ideas you’re in the right place.
Buy to let ( BTL) property investing has long been seen by many people as the best way to invest for an income in old age. But is that right now? Let’s see what’s going on.
We’ve got some stormy weather around the UK today. Strong winds, flash floods, thunder, lightning and a hailstorm that set off the alarm on my car. And as ever this reminds me of:
So, what is the truth about fund charges? How much should you pay (in total) to have someone manage your money? Let’s explore the charging secrets of fund managers and advisers.