This site is about bringing you the best ‘Insights’ to help you make better decisions about your money. So, I spend a lot of time exposing the lies that you’ll find elsewhere. And sadly, there are a lot of people who mislead you about money … In this Insight, I’ll expose the problems with a…
“Don’t worry be happy” is a cheery little song. But for goodness sake, let’s not confuse it – as some ‘market fanatic’ investment promoters do – with being great investment advice. That, it is not.
Working inside the Financial Services industry for 25 years (and observing it from the outside for another five) I guess I’ve seen most of what goes on there. I know what good (and fair priced) financial products – and financial advisers – look like. And some of those advisers are really good at their job. But…
Some financial advisers promote their investment service as ‘robust’ because it’s based on the ideas of a particular Nobel Prize-winning economist. The trouble is, they don’t tell you about the other Nobel Prize winner of the same year – who had very different ‘herding’ ideas about what drives prices in stock markets 😉 Here’s an…
With UK home prices having fallen (on both the Halifax and Nationwide indices) recently … it’s a good time for a fresh look at price prospects. For thoughts on USA house prices go to this page Or to see if RENTING really is ‘money down the drain’ see here Here I want to ask if UK…
It’s often said, in the USA, that Janet Yellen didn’t have any appetite for pricking bubbles – or upsetting pr_cks – before her departure as the head of the US Federal Reserve. And whilst Jerome Powell (the new head of the Fed) seems happy enough to upset Trump (not difficult) … and has been raising interest rates for…
To buy – or not to buy (and rent) that is the question! Whether ’tis nobler in the mind to suffer the slings and arrows of outrageous house price growth … … OK, sorry, got carried away there. The truth is that buying a property is one of the biggest financial decisions we will ever…
Please note the date of this article. Yes, it needs an update but the key points remain valid. In early December 2017, a friend of mine asked me if he should invest in bitcoin? So, I wrote this article for him at that time. And a few weeks later he was quite angry at me…
The red line chart below is the financial sales person’s favourite chart about stock-market investing. Let’s see why it’s most likely NO use to you at all.
I realise that this message (that house prices will probably fall) will not be welcomed by a lot of homeowners – and I’m sorry about that. But this site is about education and, from time to time, the facts about asset prices (houses or shares) don’t make for easy reading. That said, I think younger…