To buy – or not to buy (and rent) that is the question! Whether ’tis nobler in the mind to suffer the slings and arrows of outrageous house price growth … … OK, sorry, got carried away there. The truth is that buying a property is one of the biggest financial decisions we will ever…
Please note the date of this article. Yes, it needs an update but the key points remain valid. In early December 2017, a friend of mine asked me if he should invest in bitcoin? So, I wrote this article for him at that time. And a few weeks later he was quite angry at me…
The red line chart below is the financial sales person’s favourite chart about stock-market investing. Let’s see why it’s most likely NO use to you at all.
I realise that this message (that house prices will probably fall) will not be welcomed by a lot of homeowners – and I’m sorry about that. But this site is about education and, from time to time, the facts about asset prices (houses or shares) don’t make for easy reading. That said, I think younger…
You may have heard some financial ‘experts’ say that . . . the banking crisis (of 2008-09) was the last in a generation Indeed, I’ve even seen that phrase used in an investment training series. So if you’ve signed up for training watch out for that – and don’t take it seriously!
Hey guys, I realise that this article needs updating … … I last updated it in February 2018 and have been updating it since September 2016 … and will update it again soon … … but it’s still highly relevant. I’m also very sorry if this is the first time you’ve seen these warnings because the trouble…
How would you like to learn some real financial magic? Well, this might be one of the most magical money ideas you’ll ever see. But, before you read on, I must warn you . . . the key idea here might not help you personally. It all depends on your circumstances. That said, if you…
This Insight will equip you to test your investment adviser about your expected investment returns. If you think this is useful guidance and you want to help me stop the spread of misleading information from parts of the multi-trillion pound (dollar) investment industry, then please share:-)
Many advisers will tell you that ‘bonds’ are the ‘safer’ part of your investment portfolio. “Your bonds will protect your funds if the riskier part (your shares) crash in value” is what they say. But that’s only right some of the time. Read on to find out how safe bonds are now – with interest…
So, how safe is your money in the bank? Ten years ago, this week, there were queues of people outside branches of Northern Rock Bank. People who were desperate to get their money out because they feared that the bank was insolvent.