Smarter Investment Ideas

Are we really dumb at investing?

Or is the popular report on this wrong?

Facts from Myths

Are we really dumb at investing?

Or is the popular report on this wrong?

This site is about bringing you the best ‘Insights’ to help you make better decisions about your money. So, I spend a lot of time exposing the lies that you’ll find elsewhere. And sadly, there are a lot of people who mislead you about money … In this Insight, I’ll expose the problems with a…

Don’t worry be happy

never was - and never will be - the investment advice you need

Don't worry be happy

Don’t worry be happy

never was - and never will be - the investment advice you need

“Don’t worry be happy” is a cheery little song. But for goodness sake, let’s not confuse it – as some ‘market fanatic’ investment promoters do – with being great investment advice. That, it is not.

The Nobel name dropping game

depends on which name you drop

Modern portfolio theory

The Nobel name dropping game

depends on which name you drop

Working inside the Financial Services industry for 25 years (and observing it from the outside for another five) I guess I’ve seen most of what goes on there. I know what good (and fair priced) financial products – and financial advisers – look like. And some of those advisers are really good at their job. But…

Two Nobel prize winners

With very different ideas

Two Nobel Prize winners

Two Nobel prize winners

With very different ideas

Some financial advisers promote their investment service as ‘robust’ because it’s based on the ideas of a particular Nobel Prize-winning economist. The trouble is, they don’t tell you about the other Nobel Prize winner of the same year  – who had very different ‘herding’ ideas about what drives prices in stock markets 😉 Here’s an…

How do house prices look now

And what might happen next?

UK Home Prices Feb update

How do house prices look now

And what might happen next?

With UK home prices having fallen (on both the Halifax and Nationwide indices) recently … it’s a good time for a fresh look at price prospects. For thoughts on USA house prices go to this page Or to see if RENTING really is ‘money down the drain’  see here Here I want to ask if UK…

US House prices now

February 2019 update

USA Home Prices

US House prices now

February 2019 update

It’s often said, in the USA, that Janet Yellen didn’t have any appetite for pricking bubbles  – or upsetting pr_cks – before her departure as the head of the US Federal Reserve. And whilst Jerome Powell (the new head of the Fed) seems happy enough to upset Trump (not difficult) … and has been raising interest rates for…

To buy or not to buy

... that is the question

Anne Hathaway's cottage

To buy or not to buy

... that is the question

To buy – or not to buy (and rent) that is the question! Whether ’tis nobler in the mind to suffer the slings and arrows of outrageous house price growth … … OK, sorry, got carried away there. The truth is that buying a property is one of the biggest financial decisions we will ever…

Should you invest in bitcoin?

Or are you a teeny bit late?

Bye bye Bitcoin

Should you invest in bitcoin?

Or are you a teeny bit late?

Please note the date of this article. Yes, it needs an update but the key points remain valid. In early December 2017, a friend of mine asked me if he should invest in bitcoin? So, I wrote this article for him at that time. And a few weeks later he was quite angry at me…

Page 3 of 6123456