Smarter Investment Ideas

Why house prices will probably fall

Unless earnings rise a lot

House price crash

Why house prices will probably fall

Unless earnings rise a lot

I realise that this message (that house prices will probably fall) will not be welcomed by a lot of homeowners – and I’m sorry about that. But this site is about education and, from time to time, the facts about asset prices (houses or shares) don’t make for easy reading. That said, I think younger…

Bubbles, Bubbles everywhere

but not everyone believes they exist

bubbles everywhere

Bubbles, Bubbles everywhere

but not everyone believes they exist

Hey guys, I realise that this article needs updating … … I last updated it in February 2018 and have been updating it since September 2016 … and will update it again soon … … but it’s still highly relevant. I’m also very sorry if this is the first time you’ve seen these warnings because the trouble…

How to turn £2,400 into £20,000 with simple financial magic

And without taking any silly investment risks

Financial magic

How to turn £2,400 into £20,000 with simple financial magic

And without taking any silly investment risks

How would you like to learn some real financial magic? Well, this might be one of the most magical money ideas you’ll ever see. But, before you read on, I must warn you . . . the key idea here might not help you personally. It all depends on your circumstances. That said, if you…

CAPE of good hope

A powerful tool for investors to value markets

Cape of good hope

CAPE of good hope

A powerful tool for investors to value markets

So yes, this is the CAPE of good hope. And I was lucky enough to get down there in 2016 to visit my son who was completing his medical studies in Cape Town Hospital.  If you get the chance, do visit Cape Town. It’s an amazing place with wonderful wines and scenery. And their currency has…

Don’t worry be happy

How's that for investment advice!

Don't worry be happy

Don’t worry be happy

How's that for investment advice!

“Don’t worry be happy” is a cheery little song. But for goodness sake, let’s not confuse it – as some ‘market fanatic’ investment promoters do – with being great investment advice. That, it is not.

How to test your investment adviser

Before it's too late

Mencken. Clear, simple and wrong

How to test your investment adviser

Before it's too late

Here’s a quick, two part question to test your investment adviser about your expected investment returns. I’ve been writing about this issue for some time now but it can take time to ‘get through’ with important messages. So, if you think that this is important and useful guidance – please help me share. (It’s really not easy…

Dumb and DALBAR

Beware the reports that don't add up

Getting IRATE

Dumb and DALBAR

Beware the reports that don't add up

This site is about bringing you the best ‘Insights’  – to make better decisions about your money. So, I spend a lot of time exposing the lies that you’ll find elsewhere. And sadly, there are a lot of people who mislead you about money . . . In this Insight, I’ll expose the problems with…

Page 2 of 512345