Smarter Investment Ideas

How to turn £2,400 into £20,000 with simple financial magic

And without taking any silly investment risks

Financial magic

How to turn £2,400 into £20,000 with simple financial magic

And without taking any silly investment risks

How would you like to learn some real financial magic? Well, this might be one of the most magical money ideas you’ll ever see. But, before you read on, I must warn you . . . the key idea here might not help you personally. It all depends on your circumstances. That said, if you…

The Nobel name dropping game

Name dropper game

The Nobel name dropping game

Working inside the Financial Services industry for 25 years (and observing it from the outside for another five) I guess I’ve seen most of what goes on there. I know what good (and fair priced) financial products – and financial advisers – look like. And some of those financial advisers are really good at their job….

CAPE of good hope

A powerful tool for investors to value markets

Cape of good hope

CAPE of good hope

A powerful tool for investors to value markets

So yes, this is the CAPE of good hope. And I was lucky enough to get down there in 2016 to visit my son who was completing his medical studies in Cape Town Hospital.  If you get the chance, do visit Cape Town. It’s an amazing place with wonderful wines and scenery. And their currency has…

Don’t worry be happy

How's that for investment advice!

Don't worry be happy

Don’t worry be happy

How's that for investment advice!

“Don’t worry be happy” is a cheery little song. But for goodness sake, let’s not confuse it – as some ‘market fanatic’ investment promoters do – with being great investment advice. That, it is not.

How to test your investment adviser

Before it's too late

Mencken. Clear, simple and wrong

How to test your investment adviser

Before it's too late

Here’s a quick, two part question to test your investment adviser about your expected investment returns. I’ve been writing about this issue for some time now but it can take time to ‘get through’ with important messages. So, if you think that this is important and useful guidance – please help me share. (It’s really not easy…

US House prices now

House prices USA

US House prices now

So yesterday, Janet Yellen raised interest rates in the US of A. By 0.25% Yes, a full quarter of one per cent. Whoop di doo !

Dumb and DALBAR

Beware the reports that don't add up

Getting IRATE

Dumb and DALBAR

Beware the reports that don't add up

This site is about bringing you the best ‘Insights’  – to make better decisions about your money. So, I spend a lot of time exposing the lies that you’ll find elsewhere. And sadly, there are a lot of people who mislead you about money . . . In this Insight, I’ll expose the problems with…

How safe are your bonds now?

With interest rates on the floor

Safe

How safe are your bonds now?

With interest rates on the floor

Many advisers will tell you that ‘bonds’ are the ‘safer’ part of your investment portfolio. “Your bonds will protect your funds if the riskier part (your shares) crash in value” is what they say. But that’s only right some of the time. Read on to find out how safe bonds are now – with interest…

How safe is YOUR money in the bank?

And how you can make it safer

Bank queue

How safe is YOUR money in the bank?

And how you can make it safer

So, how safe is your money in the bank? Ten years ago, this week, there were queues of people outside branches of Northern Rock Bank. People who were desperate to get their money out because they feared that the bank was insolvent.

How we cause disasters

By trying to avoid them all the time

Forest Fires

How we cause disasters

By trying to avoid them all the time

We’ve had some powerful reminders this week that big ‘natural’ disasters are completely beyond our control. Both Hurricane Irma and the (less well covered) Earthquake in Mexico prove just how powerless we are as natural disasters unfold. At best we can prepare to pick up the pieces after the disaster has passed. There are however other…

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